The Bureau notes that, depending on how a lender treats a missed payment, an amount past due may be reflected in an update to the amount due on a future payment date; for example, if the lender agrees to defer the consumer's obligation to make the payment until the next payment date, installment loan direct lender in Washington.
The Bureau also seeks comment on whether and how lenders currently segregate separate disclosures required under Federal or State law.
An effort is currently being made to research, identify and quantify the structure and nature of what from this anecdotal evidence, appear in some cases to be excessive charges.
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