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But in the past five years, several challenger businesses have burst on to the scene, offering to dramatically undercut their more established rivals.
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Those states are: Tennessee, Florida, Georgia, Mississippi, North Carolina, and South Carolina.
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So the bank consortium scratched out a model that could provide consumers small-dollar loans — no more than $1,000 — and provide them on more reasonable terms than they could get from payday or auto-title lenders.
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