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The Bureau believes that large depositories and non-depositories rely on proprietary disclosure systems, and estimates the one-time programming cost for large respondents to update these systems to be 1,000 labor hours per entity.
Stumpf no doubt believes that aggressive sales practices take place at other banks and companies, that some companies have done such a poor job of protecting data that all kinds of customer information was hacked, that some sold overly formaldehyded lumber from China, that some paid bribes, that some bundled a lot of mortgage loans and stamped ridiculously high ratings on them, and that some even at this moment are risking a serious European problem because of their recent mistakes, installment loan direct lender in 20169.
Many of them were effectively blacklisted, preventing them from working in financial services again.
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