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For very large loans, or for loans attached to real estate, seek legal counsel to make sure youre covered.
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As noted above, however, the overall impacts of the rule are still being evaluated relative to a baseline of the existing Federal and State legal, regulatory, and supervisory regimes in place as of the time of the proposal.
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John Mack pulled out his cell phone the moment he left the New York Fed Building to report back to the office.
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The Bureau also has given extensive consideration to proposing an “off-ramp” for consumers struggling to repay a covered short-term loan, in lieu of the principal reduction structure.
Obama is expected to highlight predatory lending practices in a speech at Lawson State Community College in Birmingham, Ala.
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For example, if the loan has a contractual duration of 30 days with two scheduled biweekly payments, under § 1041.
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