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For example, if a lender installs a device that can remotely disable a consumer's vehicle as a condition of making the loan, the activation of that device, which renders the consumer's vehicle non-operational, or a notice that the device will be activated on or after a particular date would be an initiation of vehicle repossession.
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Lenders ask for a co-signer when they do not want to take on the full risk of loaning money to that particular borrower.
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