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All of this occurs because people fall into a debt trap, said Rusche, executive director of the Joint Religious Legislative Coalition, one of 34 organizations in the fair-lending advocacy group.
Accordingly, the proposed approach would not require a lender to base its projections exclusively on the consumer's most recent net income receipt shown in the verification evidence.
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§ 40-14-364, Iowa Code § 533D.
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Loan origination funds will also typically target a higher yield on lending than banks, and this accounts for the increased appeal of these funds to investors including pension funds seeking yield in the low interest rate environment of recent years.
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