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We also offer MoneyGram for bill pay and money transfer services.
Even with 24 hours of class a week, its easy to work at least 10 hours.
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Lenders use electoral roll data in identity checks (to ensure you are who you say you are, and live where you say you live and that you're not laundering money).
It would also reduce the need for most smaller banks and non-banks to run their payments through the larger banks (who are able to set transaction fees at a level that disadvantages their smaller competitors).
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Given the many misrepresentations uncovered, it is unlikely that these companies are providing quality services in return for the money they are charging.
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