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The controversial loans have drawn a lot of scrutiny — and outright bans by Georgia and a few other states — because they often come with high fees and interest rates that can add up to more than 300 percent a year, making it hard for borrowers to pay them off.
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Averages balance is the average of beginning and end of year single-payment loan receivables.
Many perceived that the Bureau would require outmoded or burdensome methods of obtaining verification evidence, such as always requiring a consumer to submit a paper paystub or transmit it by facsimile (fax) to a lender.
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